Take a Stand Against
Cheque Bounce matters
Through Our Advocate
Our Cheque Bounce Services in Bangalore
OUR EXPERIENCES
Expert Representation for Cheque Bounce Cases Our Services in Bangalore
Cheque bouncing, also known as dishonor of a cheque, occurs when a cheque is presented for payment, but the bank refuses to honor it due to insufficient funds in the account, account closure, or other reasons. Cheque bouncing is a criminal offense in many countries, including India, where it is governed by the Negotiable Instruments Act, 1881. When a cheque bounces, the holder of the cheque (payee) has the right to take legal action against the issuer of the cheque (drawer) to recover the amount due, along with additional penalties and interest. This legal action typically involves filing a complaint with the appropriate court or authority.
Here are some reasons why you would need a civil lawyer in Bangalore:
Civil lawyers in Bangalore
Here's how an advocate can help you with cheque-bouncing case:
Legal Notice:
Before initiating legal action, the payee’s advocate will send a legal notice to the drawer of the bounced cheque, informing them about the dishonor and demanding payment of the cheque amount within a specified period.
Negotiation and Settlement:
In some cases, The advocate may attempt to negotiate with the drawer to resolve the matter amicably and avoid court proceedings. This could involve reaching a settlement agreement for the payment of the cheque amount.
Filing a Complaint:
If the drawer fails to respond or comply with the legal notice, the advocate will proceed to file a complaint with the appropriate court under the Negotiable Instruments Act. The complaint should be filed within the prescribed time limit (usually 30 days) from the date of receiving the ‘cheque return memo’ from the bank.
Court Representation:
The advocate will represent the payee in court and present the evidence of the bounced cheque and the legal notice sent to the drawer. They will argue the case, seeking the recovery of the cheque amount, along with any penalties and interest.
Defending Against Counterclaims:
In some instances, the drawer may raise counterclaims or defenses. The advocate will prepare a strong defense against such claims and protect the payee’s interests.
Securing Orders and Judgments:
If the court finds the drawer guilty of the offense, it may pass an order for the drawer to pay the cheque amount and additional penalties. The advocate will help in securing such orders and judgments.
Execution of Orders:
In case the drawer still refuses to pay after a court order, the advocate can assist in the execution of the order by taking appropriate legal actions, such as the attachment of assets or bank accounts.
It’s important to note that the process of dealing with cheque-bouncing cases can vary based on the specific legal provisions in different jurisdictions. Having an experienced advocate who is well-versed in the relevant laws and legal procedures is crucial for ensuring a successful resolution of the cheque-bouncing case and recovering the due amount.
FAQ
for Civil Law Services:
Secure your rights and interests in civil matters with our expert civil lawyers in Bangalore, who specialize in property disputes, contracts, family law, and more.
Our skilled negotiators will strive to achieve favorable settlements, saving you time and unnecessary expenses associated with lengthy court proceedings.
Trust our meticulous civil lawyers to draft and review legally sound documents, such as contracts and agreements, ensuring your intentions are accurately reflected and preventing future disputes.
Our dedicated civil lawyers advocate for your rights, whether it’s property rights, contract enforcement, or consumer and employment-related matters, to ensure fair treatment and just resolutions.
Rely on the expertise and services of our civil lawyers to navigate complex legal procedures, file court documents, and comply with legal deadlines, safeguarding your rights and interests effectively.